Topstep Review
Topstep is an established futures prop firm built around the Trading Combine, Express Funded Account path and possible Live Funded Account later. Its official help material is useful because it gives clearer detail on markets, trading hours, drawdown and payout policy than many prop firm pages.
Non-affiliate status: Funded Rules does not currently publish a Topstep discount code. Verify current pricing and rules directly before buying.
Verified official details
| Area | Topstep detail |
|---|---|
| Markets | CME Group futures only; no forex. Official examples include ES/MES, NQ/MNQ, RTY/M2K, FX futures, CL/QM/MCL, NG/QG/MNG, RB, HO, PL, MBT/MET. |
| Model | Trading Combine monthly subscription, then Express Funded Account. Live Funded Account may be possible later. |
| Trading hours | Traders must be flat before 3:10 PM CT on weekdays; trading resumes at 5:00 PM CT. No swing/overnight holding. |
| Drawdown | Maximum Loss Limit trails the highest end-of-day balance, never moves down, locks at the starting balance, and is monitored in real time using realised and unrealised P&L. |
| Payouts | Official policy references weekly/daily payouts and up to 100% after 30 winning trading days in a Live Funded Account. XFA payout caps vary by account/rule type. |
Best for
Futures traders who want a structured, established programme and are comfortable with no overnight holds.
Watch-outs
- Monthly subscription pricing should be checked before buying.
- Flat-before-close rules make it unsuitable for overnight/swing futures strategies.
- Check the exact payout cap and winning-day requirements for the account type you choose.
- Platform/data costs and supported products should be verified for your region.
Last updated: 25 May 2026.
Last reviewed: 25 May 2026. Reminder: prop firm rules, pricing, market calendars and payout terms can change. Always verify the current rulebook and fee schedule on the official provider website before buying or trading.